The self-employed deserve more than a fair go. That's why we've built our business around understanding the unique needs of business owners and the challenges they face when applying for and securing a mortgage.
When you need a home loan, you want the reassurance of a well-established specialist lender that offers you flexibility and recognises that everybody's situation is unique.
Azora's loans are designed to be more flexible than those of mainstream lenders. Our customers come from all walks of life, so instead of trying to fit them into predefined boxes, we assess their applications on a case by case basis to find the loan that best fits their needs.
Often banks and other lenders will put the self-employed in the too hard basket. We have the patience, knowledge and understanding to provide you with the solution you need.
If your looking to release equity in your home or re-shape your financial situation— refinancing can help.
The traditional home loan process is opaque and driven by systems that treat you like a number. We think outside the box to provide you with a flexible solution that fits you.
Plus, we recognise that borrowers come in all shapes and sizes, so if you have a unique financial circumstance like an adverse credit history, arrears or defaults— we can help.
We strive to be Australia's best specialist lender underpinned by industry-leading service and unrivalled responsible lending expertise.
home loan originations since commencing operations
happy customers we've helped achieve their dreams
Australian businesses funded
5 star reviews on trustpilot.com
combined experience in Australian non-bank and SME lending
Jason wanted to refinance his home loan and access equity to launch a major marketing campaign for his business. Jason's Accountant verified his earnings and Azora was able to approve the loan. The large equity release allowed Jason to invest in his business and grow by nearly 50%.
Self-employed couple James and Lea Davidson have been running their business for 4 years. The ATO was pressuring them to finalise a commitment with them but the payment plan was not realistic for their cashflow. Azora was able to help by unlocking their equity to pay out the ATO debt and helped provide additional cash flow to help bolster their stock levels, which was crucial during COVID.
Ray is a single man who owns several businesses setup through trust structures.
Rays wanted to expand his residential investment portfolio and buy a in-demand property but his bank declined to help due to the complexity of his trust structure. Azora took the time to help, and approved his loan at record speed.
Customers talk to the same person anytime they need help. And we take the time to check on you.
Azora's max loan size is 1.5m
We allow you to borrow for a home with as little as a 15% deposit.
Azora prides itself on being able to provide a decision within 24 hours of receiving the application and some basic information.
Azora specialises in helping the self-employed, finding solutions for their individual circumstances.
Absolutely. Azora allows you to free up equity in your home to invest in your business.
Yes. An Azora home loan allows you to use the equity in your property to pay these out.
Enjoy the benefits of becoming an Azora accredited mortgage broker and peace of mind knowing your clients will get the finance they need, when they need it.