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Your specialist home loan provider

Your path to home ownership, regardless of circumstances.

Tailored home loan solutions

We specialise in providing a diverse range of low cost home loans that are designed to be straightforward and accessible to all. Whether you're seeking a lower interest rate, consolidating debt, purchasing your first home or have unique financial circumstances, our commitment is to assist individuals from all walks of life.

An Azora Home Loan brings


We welcome individuals from all walks of life, including those with varying credit histories, income levels, and financial challenges. Whether you're a first-time homebuyer or seeking to refinance your existing mortgage, we have a solution designed to meet your specific needs.

Customised approach

We understand that no two individuals are alike, and that's why we take a personalised approach to every case. Our team of experienced professionals works closely with you to tailor a home loan solution that meets your specific needs.


We believe that the process of securing a home loan should be straightforward and stress-free. Our user-friendly application process, transparent terms, and responsive customer support ensure that you have easy access to the information and assistance you need at every step of your journey.


For business owners

Often banks and other lenders will put the self-employed in the too hard basket. We have the patience, knowledge and understanding to provide you with the solution you need.

Unlock unlimited working capital
Pay out ATO or other debts
Multiple income sources accepted
Alternative income verification
Apply now

For home owners

If your looking to release equity in your home or re-shape your financial situation— refinancing can help.

Consolidate unlimited debts
Access equity for personal use such as home renovations
Split purpose/split rate
Get a better deal
Apply now

For home buyers and investors

The traditional home loan process is opaque and driven by systems that treat you like a number. We think outside the box to provide you with a flexible solution that fits you.

Borrow up to 85% of the property value
Interest only available
No LMI required
Split purpose/split rate
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For impaired credit

Plus, we recognise that borrowers come in all shapes and sizes, so if you have a unique financial circumstance like an adverse credit history, arrears or defaults— we can help.

Discharged bankrupts
Mortgage arrears
Past defaults or late payments
Low credit score
Apply now

Become Azora accredited

We work with a network of highly professional, customer-focused finance brokers who are dedicated to helping their customers succeed.

Become Accredited