Home, car and business finance for SMEs and the self-employed

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More flexible

Purpose-built for SMEs and the self-employed, we've adapted to say 'yes' rather than a big bank 'no'.

More simple

Our simple & easy to understand products and common-sense approach takes the stress out of finance.

More human

We use tech to make lending faster and more efficient, and humans to give you the service, respect and empathy you deserve.
why azora

Today, the SME lending market is underserviced, underbanked and unloved.

We're a non-bank lender pioneering simple and flexible home loans, car loans and asset finance for small business owners, the self-employed and those who don't tick all the traditional boxes.

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57%

of Australia's GDP is contributed by SMEs, yet many struggle to obtain personal or business finance.

57%
SMEs
Total GDP
100%
Value added by industry
(source: pc.gov.au)
azora BRINGS

We're led by one of Australia's most experienced financial services executive teams boasting over 120 years of combined experience in the Australian non-bank and SME lending market.

We're also funded by some of Australia's largest and most well-established banks.

That's backing you can trust.

Every borrower is unique and has their own set of goals and circumstances.

That's why we don't take a cookie cutter approach to lending and assess every application on its individual merits.

Our broad range of solutions cater to a broad range of situations which allows us to say 'yes' more often.

We built Azora to make your life easier.

We understand small business owners are time-poor so we ensure to simplify the complexities of obtaining a loan.

Our main commitment is to you and your success, whilst taking the pain out of the process.

Whether you're funding a new piece of business critical equipment or refinancing your home, Azora will help you get there quicker.

Our streamlined and innovative processes as well as our highly dedicated team allows us to approve your loan fast and settle even faster.

Our solutions are purpose-built to unlock growth opportunities that support the day-to-day requirements for your small business.

We back the Australian self-employed community and are always adapting to suit your business needs.

We provide the dedicated support you need when applying for and throughout the lifetime of a loan.

With Azora, you’ll have a dedicated lending specialist by your side throughout the whole journey. we’ll take the stress off your shoulders and give you hours of your life back.

Customers talk to the same person anytime they need help. And we take the time to check on you.

Unrivalled experience

We're led by one of Australia's most experienced financial services executive teams boasting over 120 years of combined experience in the Australian non-bank and SME lending market.

We're also funded by some of Australia's largest and most well-established banks.

That's backing you can trust.

Flexibility

We believe every borrower is unique and has their own set of goals and circumstances.

That's why we don't take a cookie cutter approach to lending and assess every application on its individual merits.

Our broad range of solutions cater to a broad range of situations which allows us to say 'yes' more often.

Simplicity

We built Azora to make your life easier.

We understand small business owners are time-poor so we ensure to simplify the complexities of obtaining a loan.

Our main commitment is to you and your success, whilst taking the pain out of the process.

Speed

Whether you're funding a new piece of business critical equipment or refinancing your home, Azora will help you get there quicker.

Our streamlined and innovative processes as well as our highly dedicated team allows us to approve your loan fast and settle even faster.

Growth opportunities

Our solutions are purpose-built to unlock growth opportunities that support the day-to-day requirements for your small business.

We back the Australian self-employed community and are always adapting to suit your business needs.

Concierge support

We provide the dedicated support you need when applying for and throughout the lifetime of a loan.

With Azora, you’ll have a dedicated lending specialist by your side throughout the whole journey. They’ll take the stress off your shoulders and give you hours of your life back.

Customers talk to the same person anytime they need help. And we take the time to check on you.

our APPROACH

Our 'lean on us' mantra inspires the work we do every day.

We understand that some mainstream lenders are incapable of understanding your financial situation. At Azora, we take a highly personal, flexible and common sense approach to lending which means you'll be treated honestly and fairly— backed by service other lenders just can’t deliver on.


$1.5B

in loan originations since commencing operations

60000

customers we've helped achieve their dreams

1021

5-star reviews on Trustpilot

120

years of combined experience in non-bank and SME lending

A BETTER funding EXPERIENCE

Technology driven with a human first approach.

We'll never solely rely on technology to make our decisions— only to streamline our processes and to make your dealings with us more simple, efficient and enjoyable. We're relationship focused so we can work to find the best loan for your needs, not ours.

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FOR BROKERS

Become Azora accredited.

Enjoy the benefits of becoming an Azora accredited broker and peace of mind knowing your clients will get the finance they need, when they need it.

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Proudly funded by

Our values take the lead


We strive to be better every day, in every way.

Earn trust

We are honest, transparent and accountable. We act with the utmost integrity and deliver on what we set out to do. We treat everyone with dignity, fairness & respect and conduct our business with the highest level of ethical standards. We believe trust comes by earning it, not by expecting it.

Be bold

We challenge the status quo and are inspired by change and innovation. We don't just want to be in the race but want to set the pace. We're optimists and find a way to say 'yes'. That way, the possibilities are endless.

We care

We are passionate about what we do and show unconditional commitment to our customers, team members and partners. We strive to make a positive difference to people's businesses and people's lives - it's what gets us up in the morning.

Ready to explore Azora’s finance solutions?

Let’s talk.

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