Personal car loans
Fixed rate secured car loans
Fixed rate
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Comparison rate
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Simple, fast and 100% online
Azora’s simple car loan solution is for everyone
Are you looking to buy a new or used vehicle from a dealership or privately?
Azora's simple car loan solution can help you get funded and on the road. Car loans shouldn't be complicated, so we take a flexible approach to car financing. If you need a car for personal use, have less than ideal credit, or require assistance with financing an older vehicle, we have suitable options available for you.
We believe in flexibility, and ours is unmatched
Up to $100,000
No deposit
New or Used
Dealer or Private
Fixed rate
3-5 year term
Get your car loan in three simple steps:
Apply online
We require your personal details, which include your loan amount, income, and expenditure. We also need certain documents, such as your identification and bank statements.
Get your loan terms
If your loan is approved we will provide you with detailed loan terms, which will include your loan amount, loan term, interest rate, any fees and repayment amount.
Purchase your car
If you agree to the loan terms and sign the digital loan contract, you can then purchase your car from a dealer or privately.
Our minimum eligibility is super flexible too^
Be at least 18 years of age
Citizen or Permanent Residency status
Be full-time, part-time or casually employed
Minimum net annual income of $39k
Car loan repayment calculator
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Note: The results of this calculator are indicative. It is for illustrative purposes only and is based on the accuracy of the information you have provided. No result from the use of this calculator should be considered a loan application or an offer of finance. The calculator does not take into account your personal circumstances. You should not rely on this calculator for the purpose of making a decision whether to apply for finance.
Terms & Conditions:
Approved applicants only. Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria. Comparison rates calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
* This rate range applies only to borrowers with credit scores 622 or more. Your rate will depend on your credit score and other lending criteria.
^ Other credit and eligibility criteria and terms and conditions may apply
Azora acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present.
Azora Finance Group Pty Ltd ACN 118 229 771 All Rights Reserved 2025