About us

Who are we

Azora is a fresh face in Australian Financial services.  But we're not just another start-up or distruptor claiming to be the latest fintech who will transform your life through technology.

We see technology as a means to deliver fast, flexible finance while applying responsible lending standards to provide you with the best fit home loan, car loan or equipment finance for your life circumstances.

Our motto of “lean on us” defines what we’re all about, giving you access to competitive finance to meet your immediate needs. 

Whether you're a small business owner looking for a flexible home loan or finance to buy a new piece of critical equipment, or someone tired of being given the run around by banks and other lenders incapable of understanding your personal financial situation. Azora is here to help at precisely the time you want a home, car or SME loan to fund your business or personal needs. 

Our success is measured by your success in getting access to credit when you need it.

Our Mission

To improve the lives of Australians by providing fast, flexible lending solutions which empower them to achieve their dreams and aspirations, when the finance is most needed.

What we stand for

Inspired by our motto "lean on us", we put you (our customers) at the centre of everything we do.

We are supportive

You can lean on us when you most need financial support to achieve your personal or business goals.  We understand the stresses and strains of everyday life.  We’re approachable, empathetic and non-judgemental.  We believe that debt, used responsibly, can deliver positive personal and business outcomes.

We are transparent

We’re transparent, honest and accountable.  You can trust us to give you a fair go and be truthful about whether or not we can help you.  We’re here to help; we want to help, but we’ll be straight up if we can’t.  There will be no hidden surprises.

We offer fair value

What we promise is fast, flexible finance delivered when its needed most by our customers.  We deliver loan products which cater to your personal needs or the needs of your small business, recognising they don't always neatly fit in a homogenous box. In return, we offer fair and competitive risk-based pricing.

Meet our Directors

Patrick Tuttle
Executive Director
In a career spanning more than 30 years, Patrick is a veteran of the Australian financial services industry having worked for and led a range of blue-chip institutions including Price Waterhouse, Macquarie Bank and Pepper Group.  He was Australian Managing Director and Co-Group CEO of Pepper Group (ASX:PEP) from 2007 to 2017.  Patrick is a non-bank lending and debt capital markets specialist.  He is also a former Deputy Chairman of the Australian Securitisation Forum (“ASF”) and current Non-executive Chairman of Consolidated Operations Group Limited (ASX:COG).
David Holmes
Executive Director
As one of Australia’s most renowned credit specialists in consumer, residential and SME lending, David has over 35 years experience in senior banking, credit and operational roles.  He is a pioneer of the Australian non-conforming mortgage market and was instrumental in the development and growth of Pepper as Group Head of Credit and COO for nearly 17 years.  Prior to joining Pepper, David was a pioneer of the specialist mortgage lending market in the UK with Preferred Mortgages.  He also held senior credit and management roles with Citibank and Nationwide UK.
Philip Sullivan
Executive Director

Philip is a driven and highly professional senior executive with a strong financial services background and more than 20 years’ experience in debt and equity capital markets, M&A, structured finance, financial risk management, investment management and accounting.  He is a chartered accountant and chartered financial analyst, and has previously held senior executive and treasury management roles with Macquarie Bank, Virgin Australia, Allco Finance, Fitch Ratings and Arthur Andersen.

Have any enquiries?

You can always lean on us to answer your questions or support you need