We're on a mission to improve the lives of Australians by providing fast, flexible & simple lending solutions to empower them to achieve their greatest dreams and aspirations, when the finance is most needed.
Our motto of 'lean on us' defines what we are all about, giving SME and self-employed Australian access to competitive finance to meet their immediate needs.
Whether a small business owner is looking for a flexible home loan or finance to buy a new piece of critical equipment, or is tired of being given the run around by banks and other lenders incapable of understanding their personal financial situation.
Our success is measured by their success in getting access to credit when they need it.
We primarily distribute our products through a core group of loan experts that are accredited with us. We work with a group of highly professional, customer-focused brokers who conduct themselves responsibly. Learn more about our broker offering.
We strive to be better every day, in every way.
We are led by Australian finance industry veterans with the experience and the imagination to build something better from the ground up.
In a career spanning more than 30 years, Patrick is a veteran of the Australian financial services industry having worked for and led a range of blue-chip institutions including Price Waterhouse, Macquarie Bank and Pepper Group. He was Australian Managing Director and Co-Group CEO of Pepper Group (ASX:PEP) from 2007 to 2017. Patrick is a non-bank lending and debt capital markets specialist. He is also a former Deputy Chairman of the Australian Securitisation Forum (“ASF”) and current Non-executive Chairman of COG Financial Services Limited (ASX:COG) and Openpay Group Limited (ASX:OPY).
As one of Australia’s most renowned credit specialists in consumer, residential and SME lending, David has over 35 years experience in senior banking, credit and operational roles. He is a pioneer of the Australian non-conforming mortgage market and was instrumental in the development and growth of Pepper as Group Head of Credit and COO for nearly 17 years. Prior to joining Pepper, David was a pioneer of the specialist mortgage lending market in the UK with Preferred Mortgages. He also held senior credit and management roles with Citibank and Nationwide UK.
Philip is a driven and highly professional senior executive with a strong financial services background and more than 20 years’ experience in debt and equity capital markets, M&A, structured finance, financial risk management, investment management and accounting. He is a chartered accountant and chartered financial analyst, and has previously held senior executive and treasury management roles with Macquarie Bank, Virgin Australia, Allco Finance, Fitch Ratings and Arthur Andersen.